Lesson 3 of 6

Know Your Customer & Due Diligence

CDD fundamentals, enhanced due diligence for PEPs and high-risk customers, and ongoing monitoring obligations. Complete all three modules to unlock Lesson 4.

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Modules

Work through each module in order. Complete the interactive assessment in each to unlock the next.

Module 3.1

CDD Fundamentals

What CDD is, when it must be conducted, the four verification elements, SDD vs standard CDD, verification documents, and the 5-year record-keeping obligation.

8 min 15 flashcards
Module 3.2

Enhanced Due Diligence & PEPs

When EDD applies, source of funds vs source of wealth, PEP categories, EDD measures, and 2025 MLR narrowing for high-risk jurisdictions.

8 min Decision tree
Module 3.3

Ongoing Monitoring

Transaction monitoring, profile updates, event-driven reviews, and the Stunt & Co monitoring failure case study with a GBP 39.3M fine.

8 min Spot the error

Lesson Resources

Supplementary materials for this lesson.

Presentation Slides

10-slide overview — ideal for team briefings

Video

14-scene visual narrative with audio — immersive learning